Payment Policy

Effective Date: December 23, 2024

At Snuggly.site, we offer secure and convenient payment options to make your shopping experience seamless. This Payment Policy outlines the methods we accept, payment processing, and related information.

1. Accepted Payment Methods

We accept the following payment methods:

  • Credit/Debit Cards:
    • Visa
    • MasterCard
    • American Express
    • Discover
  • Digital Wallets:
    • PayPal
    • Apple Pay
    • Google Pay
  • Bank Transfers:
    • Available upon request for bulk or wholesale orders

Note: All payments must be made in US Dollars (USD).

2. Payment Processing

  • Secure Transactions: All payment transactions are processed through secure, encrypted gateways to ensure your financial information is protected.
  • Authorization: By providing your payment information, you authorize Snuggly.site to charge the total amount of your order, including taxes and shipping fees.
  • Verification: For security purposes, certain transactions may require additional verification steps.

3. Billing Information

  • Accuracy: Ensure that your billing information matches the details associated with your payment method to avoid delays or issues with processing.
  • Updates: Update your billing information promptly if there are any changes to your payment method.

4. Payment Security

  • Encryption: We use industry-standard SSL encryption to protect your personal and payment information during transmission.
  • Data Protection: Snuggly.site does not store your full payment details. Sensitive information is handled directly by our payment processors.

5. Failed Transactions

If your payment fails, you may encounter issues such as:

  • Insufficient Funds: Ensure that your account has sufficient funds or credit available.
  • Incorrect Information: Double-check your card number, expiration date, CVV, and billing address for accuracy.
  • Bank Restrictions: Contact your bank if you believe there is an issue with your account or card.

If a transaction fails, please try an alternative payment method or contact our customer service for assistance.

6. Refunds and Cancellations

Refunds for eligible returns will be processed to the original payment method used during the purchase. Please refer to our Refund and Returns Policy for detailed information.

7. Currency Conversion

All prices and transactions are conducted in US Dollars (USD). If you are making a purchase from a different currency region, your bank or payment provider may apply currency conversion fees.

8. Fraud Prevention

To protect against fraudulent activities, we may employ additional verification steps for suspicious transactions. This may include:

  • Address Verification System (AVS): Matching the billing address provided with the address on file with the card issuer.
  • Card Verification Value (CVV): Requiring the three or four-digit security code on your card.
  • Transaction Monitoring: Analyzing patterns to detect and prevent unauthorized or fraudulent activities.

9. Changes to Payment Policy

We may update this Payment Policy from time to time to reflect changes in our payment practices or legal requirements. Any updates will be posted on this page with an updated effective date. Please review this policy periodically to stay informed.

10. Contact Us

For any questions or issues related to payments, please contact us: